Basic Criterion for Loan Applications

 

You have to be permanently employed for at least six (6) consecutive months at the same company.

You have to be a South African citizen.

Your loan application will be subject to a Credit Check, and Affordability assessment as required by the NCR (National Credit Regulator)

You need to receive your salary into a valid South African Bank account, which is in the name of the applicant.

You need to be between the ages of 18 – 60 years.

We cannot assist you if you are under administration, debt review or sequestration.

You need to be able to either fax or email the required documents to us when asked to do so.

You need to earn more than R5,000.00 per month

You need to be able to afford the loan installment, This means that we will check your Income and expenses.