Get more done with easy online cash loans
Mr Cash Loans specializes in fast, convenient online cash loans, no branch visits required. All our loans are unsecured, meaning you don’t need assets like a house or car as security.
With flexible options tailored to your credit profile and affordability, we make borrowing simple.
Skip the long lines and slow approvals of traditional banks, apply online and get a quick response, and take control of your finances with confidence.

Our online cash loans explained:
Mr Cash Loans offers a range of online cash loan options, each with specific terms and criteria. Your credit profile and affordability will determine which loans are available to you. Applying is simple and convenient, complete our online form, receive an almost immediate answer, and decide from there.
Personal loans
These loans have longer payment terms and larger loan amounts. We can assist with applications for personal loans with repayment terms up to 72 months with loan amounts going up to R300,000. Lending criteria for these loans are more strict. You need a fair to good credit rating and available affordability to apply for these.
Short-term loans
These cash loans have a repayment term of up to 6 months. Loan amounts for these short-term go up to R8,000. A short-term loan can completed within the same day, depending on your ability to supply us with the correct information and documents. What is the difference between short-term and long-term loans ?
Small Loans
Our small cash loans online can offer amounts up to R4,000. The term on these small loans online can be up to 3 months. These loans, are only meant to help you out of a very short-term financial bind. Get to know more about differences between one month and short-term loans.
Online loans
All our loan products fall under online loans. It means that we can assist you with a loan where ever you are based in South Africa. You do not have to come in and visit us face to face you can get your loan approved by just applying and submitting documents. > Read more about online loans.
Tips for fast, easy online cash loan approval:
- Please complete our online cash loan application.
- It is crucial to ensure that your email and cellphone number are accurate and accessible.
- Provide the necessary documents promptly when requested for verification purposes.
- Even if you have less than perfect credit, you can still submit a loan request with us.
- Apply online now to experience a hassle-free and efficient borrowing experience.

What you need to get an online cash loan?
- South African ID book or ID Smart Card
- Latest Payslip
- Latest 3 month Internet Bank statements

Loans available
Loan terms and Cost of credit:
- Loans Available R1,000 up to R300,000
- Terms available 1 month to 72 months
If you want to calculate an estimated monthly online loan installment.>Try our Loan Calculator
Already Have Your Documents Ready?
Skip the wait and apply now! Our online application system allows you to upload your documents directly, speeding up the approval process for your cash loan.
Upload Documents & ApplyHow much will it cost to get online loans?
The interest rates for online loans in South Africa vary depending on the lender and the type of loan. The interest rate will depend on the loan amount, loan term and credit profile of the applicant.
By applying online you will have a chance to compare different lenders and their interest rates and fees. It is important to note that different lenders have different fees and repayment terms. Therefore, it is important to compare different lenders before making a decision.
Please read more about the cost of credit.
