Our Short-term Cash Loans explained in 5 Steps
We understand that life happens and you can run short before your next payday, with no cash buffer to see you through.
Maintain steady cash flow with a once‑off, short‑term personal loan, conveniently settled in a single or multiple installments. Use this step‑by‑step checklist to complete your loan application in 5 straightforward stages.
1. Connect with Mr. Cash Loans
You can start communicating with us by following through and completing our application in full. It will take you less than 2 minutes to complete the form and get the process started.
2. Show us who you are
Once you have completed the application, you can upload or email your ID document. So that we can make sure it is you asking for the loan and not someone else.
3. Let us know what you earn, and what you spend and what your outstanding credit balances look like
- When you apply for a loan, you will need to let us have your latest payslip and latest 3 month bank statement
- When you provide your latest 3 month bank statements, it helps us understand your monthly budget, when you are paid and how you receive it, and how we can best support you in covering your accounts.
- To evaluate your credit history, we’ll request an updated report from a credit bureau.
- This allows us to see your current debt obligations and better assess your application.
As a licensed registered Loan Provider and Loan Matching Service, Mr. Cash Loans need to make sure you can afford the amount of money you want to borrow.
We comply with the National Credit Act, 2005 (Act No. 34 of 2005) and we are not allowed to grant you a loan if it will cause you financial distress.
4. Confirm your loan amount
After you have completed the application you will have an almost immediate answer from us. You will be presented with one or more loan offers. You can then decide and finalize it from there.
5. Register a Debicheck and receive payout of the loan
If you qualify, approval can be done within minutes. You can then activate the Debicheck debit order mandate on your banking app or ATM. Once the Debicheck mandate is registered you will receive payout of your loan amount into your bank account.
Loan Application Checklist
- Personal details - Full name, ID number, and contact info
- Proof of income - Latest 3 month bank statements and latest payslip
- Salary details - When you’re paid and how you receive it
- Employment info - Employer name and work details
- Loan amount - Choose the amount you’d like to apply for
- Repayment terms - Confirm your Loan repayment conditions and schedule.
Already Have Your Documents Ready?
Skip the wait and apply now! Our online application system allows you to upload your documents directly, speeding up the approval process for your cash loan.
Upload Documents & Apply